Kovo is on a mission to help underserved Americans transform their financial lives. We believe that everyone should have the opportunity to experience the rewards of economic independence. By facilitating access to credit through a first-of-its-kind financial empowerment platform, we are committed to helping those who need it most — people with limited or no access to credit because they don’t look like everyone else. Our movement is championing an accessible pathway toward financial inclusion.


Founded by seasoned veterans from Plaid and Yahoo, we are backed by Inspired Capital and supported by Homebrew alongside an incredible group of founders and leaders from Plaid, Yahoo, Cash App, Affirm, NerdWallet, LendingClub, Uber, Grindr, and GroupMe.